Options When You Can’t Afford Your Student Loan Payments
https://www.youtube.com/watch?v=yiH1oS0EgmE Student loans are no joke. In the United States, student debt is growing at a rate of over $2,000 per second. A YouTube viewer asked me to dig into federal student loan repayment options, so in this video, I do just that....
A Digital Solution for the “Envelope Budget”
This is a guest post from Dan at The Daily Prep, where you can find tips and resources for learning to be self-sufficient. One of Dave Ramsey’s biggest contributions to the financial world has been the introduction of his “envelope budget.” The concept is simple. Buy...
Dealing With Buyer’s Remorse
Last week, I made the most impulsive, mindless spending decision I've made in a while. And I regretted it almost immediately. I plopped down $1,500 on a dress. Final sale. To be fair, it was a wedding dress, and wedding dresses are expensive. On the other hand, they...
The Underestimated Power of Tiny Actions
I was a nerdy kid. In school, I genuinely enjoyed pretty much every subject--except for history. History seemed so old, unrelatable and, well, boring. I could not get into it. Then, one summer, my parents and I visited my dad's family in Indiana. On the way, we...
How to Stop Impulsive Spending From Destroying Your Finances
Last month at Lifehacker, readers joined our February Money Challenge, which was to haggle your bills. I saved about $131 negotiating my web hosting and Internet. Not bad, right? But our readers put me to shame. They saved several hundred, and in some cases, several...
How I’m Learning to Conquer My Fear of Negotiating
Okay, I’ll admit it. There are a lot of things I’m afraid of: cockroaches, roller-coasters, opening a can of biscuits. Most of these are not a big deal. Some fears, though, keep me from progressing and reaching my potential. Those are the fears I’m determined to...
What I Learned Not Spending Money on Restaurants for a Month
Last month, I challenged my readers and myself to cut restaurant spending to zero as part of the Lifehacker Ultimate Money Challenge. At the end of the month, I asked readers how much they saved. The typical reply? About a few hundred bucks. Not too shabby! I loved...
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Managing your money is like going to the dentist or standing in line at the DMV. Nobody wants to do it, but at some point, it’s inevitable: you need to clean your teeth, renew your license, and manage your money like a grown-up.
